Personal finance, by hand.
Kippu is a deliberately manual finance tracker. You log each expense as it happens — across any wallet or currency — because knowing where your money goes starts with actually noticing.
Invite-only · No credit card · No trackers
What's inside
Less automation. More attention.
Four principles Kippu holds to — and the things we deliberately leave out.
Manual by design
Kippu doesn't sync with your bank. You enter each expense yourself, as it happens. That small friction is the point — awareness of your spending is built one entry at a time, not harvested in the background.
Multi-wallet, multi-currency
Group accounts the way you actually think about money — a checking account here, a euro card there, a savings pot in another currency. Kippu keeps them reconciled in one place.
Private by default
No Google Analytics. No Facebook pixel. No third-party trackers of any kind. We will never sell your data — your spending habits are yours, not a product we rent out.
Just the essentials
Wallets, categories, tags, and a clear history. We keep it simple so you don't get overwhelmed.
We're letting in a small group of early users.
Kippu is invite-only while we polish the rough edges. If you'd like to try it, send a quick note — tell us how you currently track your money and we'll be in touch.